What we cover
Personal insurance solutions
From primary residences to investment properties, we help you select coverage designed to protect what matters most—without unnecessary complexity.
Homeowners Insurance
Coverage for single- and multi-family homes, including dwelling, personal property, liability, and additional living expenses.
Co-op & Condominium Insurance
Unit-owner policies that coordinate with your building’s master policy to protect interiors, improvements, and personal property.
Investment Property Insurance
Coverage designed for rental or non-owner-occupied properties, helping protect the building, liability exposures, and loss of rental income where applicable.
Umbrella & Excess Insurance
Additional liability protection that can extend beyond the limits of your underlying home and auto policies.
Renters Insurance
Affordable protection for personal belongings and liability—ideal for apartments and shared living arrangements.
Auto Insurance
Liability, collision, comprehensive, and optional coverages to help protect you on the road.
Why work with an independent agency?
We focus on clarity, responsiveness, and coverage that aligns with your real-world risks—so you can make confident decisions.
Personalized guidance
We explain options in plain language and help you choose limits and deductibles that fit your goals.
Coverage coordination
We help align home, auto, and umbrella policies to reduce gaps and overlapping coverage.
Claims support
If something happens, you have an advocate to help you navigate the process and next steps.
Review & renewal check-ins
As life changes, we help keep your policies current—new drivers, renovations, moves, and more.
Personal insurance FAQs
Answers to common questions we receive from individuals and families.
How do I know how much coverage I need?
We review your property, vehicles, and liability exposure, then recommend limits and deductibles based on your goals and risk tolerance.
Can you help me compare multiple carriers?
Yes. As an independent agency, we can help you compare options and explain key differences in coverage and pricing.
What is umbrella insurance and do I need it?
An umbrella policy can provide additional liability protection above your home and auto policies. It is often recommended when you have higher assets or increased liability exposure.
Do you offer coverage for co-ops and condos?
Yes. We help coordinate your unit-owner policy with the building’s master policy to ensure appropriate protection.
Can I insure an investment property?
Yes. We can discuss landlord or dwelling policies designed for rental and investment properties.
How quickly can I get a quote?
Timing depends on the type of coverage and details needed, but we aim to respond promptly and keep the process straightforward.
Ready to review your personal coverage?
We work with a wide variety of companies that can handle virtually all of your personal insurance needs.
If you are already insured, in most cases we can offer alternatives with substantial savings while maintaining your present levels of coverage.
To learn more, call us at 718-624-1461 or email info@maxpollackinsurance.com.